Card Fraud Statistics
Card fraud hits the bottom line for financial institutions within the payment transaction process - credit card companies, payment service providers, merchants, issuing and acquiring banks.
- Card fraud hits the card holder through the personal cost in time, inconvenience, frustration and distress.
- Card-Not-Present (CNP) fraud is the largest type of card fraud globally
- Card-Not-present (CNP) liability and risk lies with the merchant
- Credit Card payment value in 2009 in Europe was €181.49 billion and Debit Card was €862.74 billion.
- UK has highest value of Credit and Debit card transactions, while Germany has the second highest in Debit cards value at €114.3 billion
- Reported UK card fraud losses in 2010 totalled £365 million
- 609.8 million credit cards held by U.S. consumers in 2010